With the recent purchase of my larger tanks, and with the current stock I have, I was wondering if they are covered by my homeowners.

I have Allstate and they informed me that the tanks are covered if they are damaged by natural causes. IE: earthquake, tornado etc..... And yet the livestock is not covered. If one of my tanks blow a seam and 300 gallons of water is on the floor. NOPE they said my policy does not cover any damage to the home or property if the tank leaks. And again, livestock is NOT covered.


So I ask. Have any of you heard of an insurance company that will insure the tanks, livestock, and property due to damage caused by the tank if it blows a seam?

That's a great question! I just had a dream the other night that my floor collapsed from my aquarium....I'm calling my insurance company tomorrow!!

We go through state farm and our tanks and any water damage is covered weather its from a natural disaster or if we accidentally drain the tank onto the floor instead of outside! I doubt any policy covers livestock though. Water damage to our hardwoods and the walls would be my major, and most expensive, concern!!!!

Mine is the same way as Ashley's, my insurance covers the same thing, i have USAA though.. No livestock though..

Well Im calling Allstate again cause they told me that Im screwed basically.

You may want to ask them about "water filled furniture". That's how we got our tanks covered in So Cal with our renter's insurance. They put them in the same classification as like a water bed.